Travel Protectors
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| What Kind
of Trip Are You Planning? |
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Privacy
Policy
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 TRAVEL
INSURANCE FOR The National Ski Council Federation
Travel Protectors is offering three
inexpensive travel insurance options to protect you against unforeseen
travel-related medical emergencies or unexpected trip cancellation. These
benefits are not offered by your USA health care provider and are the lowest-priced
plans available anywhere including online. Feel safe and secure on your
trip knowing you are covered and can reach us 24/7 from anywhere in the
world.
Special Offers!
 Coverage
for pre-existing conditions! The "Basic
Bare Bones Expanded Plan" (see Option 3) offers coverage
for pre-existing conditions provided you purchase the plan within 15 days
of making your first trip deposit (does
not apply to final trip deposit).
FREE
Coverage for Children/Grandchildren! One
child (17 years of age
and under) will receive FREE coverage for each
adult who purchases the “Expanded Pricing” plan under Option
3. (No 15-day advance requirement is necessary). (Please
note: The children must be related to the Primary adult named on the policy). |
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The following comparison chart highlights
the different benefits of Options 1, 2, and 3
(Scroll down the page for full
information)
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Cost
|
Medical
Expense Coverage
|
Emergency
Medical Evacuation & Repatri-
ation of
Remains
|
Trip
Delay
|
Missed
Connect-
ion
|
Baggage
& Personal Effects Loss
|
Baggage
Delay
|
Accidental
Death & Dismem-
berment
|
24/7/365
Emer-
gency Assist-
ance
|
Trip
Cancel-
lation
Coverage
|
Primary*
or Secondary Medical Coverage
|
Popular
Among
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Option
1
(click for more info)
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Least expensive plan without
trip cancellation coverage
|
Up to
$50,000
|
Up to
$1 million
|
Up to
$1,000
|
Up to
$500
|
Up to
$1000
|
$200
|
$25,000
|
Yes
|
None
|
Primary
|
Hikers, skiers, tennis players,
golfers, bicyclists, and sailors
|
Option
2
(click for more info)
|
Best package with trip cancellation
coverage
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Up to
$25,000
|
Up to
$500,000
|
Up to
$1500
|
Up to
$250
|
Up to
$750
|
$250
|
Not included
(flight accident insurance can
be added)
|
Yes
|
Yes
|
Secondary
(can be upgraded to primary coverage)
|
Hikers, skiers, tennis players,
golfers, bicyclists, and sailors
|
Option
3
(click for more info)
|
Bare bones basic with trip cancellation
coverage
|
Up to $10,000
($50 deductible)
|
Up to
$100,000
|
Up to
$500
|
None
|
Up to $500
($50 deductible)
|
$100
|
Not included
(flight accident insurance can
be added)
|
Yes
|
Yes
|
Secondary
|
Hikers, skiers, tennis players,
golfers, bicyclists, and sailors
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* “Primary Medical Coverage” means
we pay all claims first! We pay major medical bills upfront! You won’t
have to pay a hospital bill first then submit for reimbursement. |
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Option 1
Medical Travel Insurance
Including Travel-Related Benefits!
Most Popular Travel Medical Plan
and So Inexpensive!
An absolute BARE MINIMUM
whether you travel outside or within the USA. Whether you are covered by
a USA health care plan or not!
Recommended for Trip Leaders.
| Purchase
this plan any time up to one day before departure! |
|
 |
One flat fee covers
each traveler from 1-30 days! No Deductibles and No Co-Pays!
This plan is for Sports Enthusiasts
who travel for sports or sight-seeing trips and who are only interested
in Medical and Travel-Related Coverage WITHOUT Trip Cancellation.
Buy this plan for SKI TRIPS,
HIKING, BIKING, SAILING, TENNIS OR GOLF TRIPS or JUST PLAIN SIGHT-SEEING!
One flat fee covers each traveler from 1-30 days!
No Deductibles and No Co-Pays!
This plan is for Sports Enthusiasts
who travel for sports or sight-seeing trips and who are only interested
in Medical and Travel-Related Coverage WITHOUT Trip Cancellation.
Buy this plan for SKI TRIPS,
HIKING, BIKING, SAILING, TENNIS OR GOLF TRIPS or JUST PLAIN SIGHT-SEEING!
One Low Flat Fee for 1-30 Days
of Travel:
|
Age
|
Cost
per person
|
|
0-34
|
$26.00*
|
|
35-59
|
$30.00*
|
|
60-69
|
$44.00*
|
|
70-74
|
$50.00*
|
|
75-79
|
$66.00*
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80-84
|
$114.00*
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(*One $6.00 processing fee applies
per family and is added to the amount)
Benefits Per Person at One Low
Flat Fee:
Primary Insurance: “Primary” means AIG, the insurance underwriter of
this plan, pays claims first!
Up to $50,000 - Medical Expenses: Covers necessary medical expenses
up to one year after the sickness or injury provided you received initial
treatment while on your trip.
Up to $1 million - Emergency Medical Evacuation and Repatriation of Remains:
Covers evacuation and transportation due to an injury or illness.
Will pay for medical evacuation to the nearest western medical facility
and home if necessary.
Up to $1,000 - Trip Delay of 5 hours or more: (maximum $200.00 per
day). Reimburses for reasonable, additional meals, accommodations, taxi
fares and essential phone calls.(Will not cover airline ticket loss or
add’l cost incurred by airline ticket changes).
Trip Interruption (Return Air Only): Up to $1,000 to cover costs for
trip interruption if you must interrupt your trip due to an emergency back
home.
Up to $500 - Missed Connection: Reimburses you up to $500 if you misconnect
on a flight and need to purchase a new ticket.
Up to $2500 - Baggage & Personal Effects Loss: Includes lost, stolen,
or damaged luggage or travel documents.
$500 - Baggage Delay: Reimburses you for the purchase of essential
items if your bags are delayed for more than 24 hours.
$50,000 – Accidental Death & Dismemberment: Coverage against injury
or loss of life while traveling.
24/7/365 Emergency Assistance: Offers emergency medical assistance
for your peace of mind anywhere in the world.
No Deductible - No Co-Pay
Optional
Umbrella Package:
Inexpensive but valuable additions
to increase your coverage. The Medical Expense benefit will double, missed
connection coverage increases to $750, and includes transportation to the
"Hospital of your Choice."
|
Age
|
Cost per Person
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0 - 34
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$10
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35 - 59
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$14
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60 - 69
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$19
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70 - 74
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$24
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75 - 79
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$29
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80 - 84
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$34
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85 +
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$40
|
* An Additional $3 service fee applies
to each additional coverage purchased.
Additional
Flight Guard Protection:
Accident coverage up to $500,000
for loss of life for the Insured while flying. (Optional Additional Flight
Guard rate do not include a $3 policy fee)
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Coverage
|
Cost
|
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$100,000
|
$9
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$200,000
|
$18
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$300,000
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$27
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$400,000
|
$36
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$500,000
|
$45
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Renter's
Collision Insurance: $25,000 in PRIMARY COVERAGE:
Covers collision damage to a rental
car for which the car rental contract holds you responsible.Cost:
$7 per day, per car
CLICK HERE TO
RETURN TO TOP |
|
Option 2
Advanced Trip Cancellation/Trip
Interruption Plan
Including Travel-Related Benefits!
Purchase
this plan any time up to one day before departure!
(As long as
you are medically able to travel when you purchase this plan.) |
|
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One flat fee covers each traveler
from 1-30 days! No Deductibles and No Co-Pays! Option 2 is our more advanced
trip cancellation/trip interruption plan. With this plan you have the option
to upgrade to Primary Coverage by adding
the Umbrella Package below.
"Primary"
means we pay claims before any of your other insurance plans! And we pay
major medical expenses up front! No need for you to pay a hospital bill
and submit it for reimbursement.
Benefits:
Reimburses for the loss of your trip cost if you cancel before departure
and will reimburse additional costs incurred if you interrupt your trip
to return home.
Up to $25,000 - Medical Expenses: Covers necessary medical expenses
up to one year after the sickness or injury provided you received initial
treatment while on your trip.
Up to $500,000- Emergency Medical Evacuation and Repatriation of Remains:
Covers evacuation and transportation due to an injury or illness and will
pay for medical evacuation to the nearest western medical facility and
home if necessary.
Up to $750 - Lost, Stolen, or Damaged Baggage & Personal Effects:
Reimburses you if your luggage or personal effects are lost, damaged, or
stolen while you are on your trip.
Up to $250 - Missed Connection: Reimburses you for transportation expenses
incurred if you miss a connection due to weather or common carrier delay.
Up to $1500 - Trip Delay: (maximum $150 per day). Coverage applies
to the following: Airline-caused delay (including bad weather); You or
Your Traveling Companion being delayed by a traffic accident while en route
to a departure, in which You or Your Traveling Companion is directly or
not directly involved; lost or stolen passports, money, or travel documents;
quarantine; hijacking, unannounced strike, natural disaster.
$250 - Baggage Delay: Reimbursement for essential items if bags are
delayed more than 12 hours.
24/7/365 Emergency Assistance: Emergency medical assistance for your
peace of mind anywhere in the world.
Non
- refundable trip cost
(per
person):
|
Age
0-34
|
Age
35-59
|
Age
60-69
|
Age
70-74
|
Age
75-79
|
Age
80-84
|
Age
85+
|
|
$1-$500
|
$24
|
$36
|
$40
|
$51
|
$60
|
$91
|
$102
|
|
$501-$1,000
|
$41
|
$52
|
$65
|
$89
|
$108
|
$139
|
$172
|
|
$1,001-$1,500
|
$53
|
$71
|
$89
|
$117
|
$154
|
$183
|
$242
|
|
$1,501-$2,000
|
$72
|
$94
|
$123
|
$166
|
$201
|
$238
|
$311
|
|
$2,001-$2,500
|
$92
|
$118
|
$152
|
$205
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$248
|
$294
|
$381
|
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$2,501-$3,000
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$111
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$139
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$181
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$245
|
$295
|
$347
|
$453
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$3,001-$3,500
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$130
|
$148
|
$211
|
$284
|
$340
|
$402
|
$522
|
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$3,501-$4,000
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$148
|
$162
|
$240
|
$323
|
$388
|
$467
|
$592
|
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$4,001-$4,500
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$165
|
$185
|
$303
|
$362
|
$434
|
$528
|
$662
|
|
$4,501-$5,000
|
$184
|
$206
|
$340
|
$401
|
$481
|
$590
|
$731
|
|
$5,001-$5,500
|
$211
|
$244
|
$374
|
$472
|
$528
|
$662
|
$802
|
|
$5,501-$6,000
|
$237
|
$281
|
$407
|
$516
|
$575
|
$733
|
$873
|
|
$6,001-$6,500
|
$258
|
$307
|
$444
|
$561
|
$621
|
$801
|
$943
|
|
$6,501-$7,000
|
$279
|
$333
|
$481
|
$605
|
$667
|
$869
|
$1012
|
|
$7,001-$8,000
|
$307
|
$362
|
$540
|
$684
|
$762
|
$977
|
$1155
|
|
$8,001-$9,000
|
$345
|
$392
|
$598
|
$764
|
$856
|
$1084
|
$1295
|
|
$9,001-$10,000
|
$382
|
$422
|
$659
|
$842
|
$953
|
$1192
|
$1439
|
|
$10,001-$11,000
|
$438
|
$491
|
$752
|
$958
|
$1118
|
$1391
|
$1680
|
One $6 fee applies to all who reside
at the same residence.
Want even
better coverage in addition to the benefits above? Purchase the Umbrella
Packge below and receive additional benefits:
Medical Coverage: An additional $25,000
Upgrade to Primary Medical Coverage (instead of Secondary Coverage): INCLUDED
Emergency Medical Transportation and Repatriation of Remains: Additional
$500,000*
Umbrella Package:
|
AGE:
|
0-34
|
35-59
|
60-69
|
70-74
|
75-79
|
80-84
|
85+
|
|
Per-Person COST:
|
$12
|
$17
|
$22
|
$30
|
$39
|
$50
|
$60
|
|
* Additional Umbrella
Package rates do not include a $3 policy fee
| * With the Umbrella Package,
our emergency medical staff will coordinate the appropriate medical transportation
to bring you home, or if medically necessary, to the nearest adequate medical
facility. If you are hospitalized for more than 7 days, you will receive
coverage for transportation of dependent children and transportation of
a person to join you bedside. Available globally and domestically, anytime
you are more than 100 miles from home. (Can not be purchased separately). |
Additional
Flight Guard Protection:
(Accident coverage up to $500,000
for loss of life for the Insured while flying.)
Optional Additional Flight Guard
rate do not include a $3 policy fee
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Coverage
|
Cost
|
|
$100,000
|
$9
|
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$200,000
|
$18
|
|
$300,000
|
$27
|
|
$400,000
|
$36
|
|
$500,000
|
$45
|
Renter's
Collision Insurance: $25,000 in PRIMARY COVERAGE:
Covers collision damage to a rental
car for which the car rental contract holds you responsible.
Cost: $9 per
day, per car
And if
you purchase Option 2 within 15 (fifteen) calendar days of your "initial
trip payment" ("initial trip payment" means the date of your
first deposit check or credit card transaction) look at all these
other benefits you receive!
COVERAGE
FOR:
1. Financial default of an airline,
a cruise line or tour operator (does not apply to all suppliers)
2. A waiver of any pre-existing
medical conditions that could eventually cause you to cancel or interrupt
your trip
3. Missed connection benefit increases
to $500 and
4. Flight Guard® coverage of
$50,000
5. Inclement weather causing delay
or cancellation of travel
6. Strike resulting in complete
cessation of travel services at the point of departure or destination
7. The Insured’s principal residence
or Destination being made uninhabitable by fire, flood, or similar Natural
Disaster, vandalism, or burglary
8. The Insured, or a Traveling Companion
being subpoenaed, required to serve on a jury, hijacked, or quarantined
9. The Insured being called into
active military service or having leave revoked or being reassigned
10. A Terrorist Incident in a City
listed on the Insured’s itinerary within 30 days of the Insured’s scheduled
arrival.(“City” means an incorporated municipality having defined borders
and does not include the high seas, uninhabited areas, or airspace)
CLICK HERE TO
RETURN TO TOP |
|
Option 3
Basic, Bare Bones Trip Cancellation/Trip
Interruption Plan
with Travel-Related Benefits
too!
Purchase
this plan any time up to one day before departure!
(As long as
you are medically able to travel when you purchase this plan.) |
|
|
One flat fee covers each traveler
from 1-30 days! No Deductibles and No Co-Pays! Option 3 is our least expensive
plan! You can’t find anything less expensive than this!
This plan is for Sports Enthusiasts
who travel for sports or sight-seeing trips. Buy this plan for SKI TRIPS,
HIKING, BIKING, SAILING, TENNIS OR GOLF TRIPS or JUST PLAIN SIGHT-SEEING!
Benefits:
Reimburses for the loss of your trip cost if you cancel before departure
and will reimburse additional costs incurred if you interrupt your trip
to return home.
Up to $10,000 – ($50 deductible applies) Medical Expenses: Covers necessary
medical expenses up to one year after the sickness or injury provided you
received initial treatment while on your trip. (Increase medical expenses
to $30,000 per person by purchasing the “Optional Medical Coverage” below.
Up to $100,000- Emergency Medical Evacuation and Repatriation of Remains:
Covers evacuation and transportation due to an injury or illness and will
pay for medical evacuation to the nearest western medical facility and
home if necessary.
Up to $500 – ($50 deductible applies) Lost, Stolen, or Damaged Baggage
& Personal Effects: Reimburses you if your luggage or personal
effects are lost, damaged, or stolen while you are on your trip.
Up to $500 - Trip Delay: (maximum $100 per day and if the delay is
more than 12 hours). Coverage applies to the following: Airline-caused
delay (including bad weather); You or Your Traveling Companion being delayed
by a traffic accident while en route to a departure, in which You or Your
Traveling Companion is directly or not directly involved; lost or stolen
passports, money, or travel documents; quarantine; hijacking, unannounced
strike, natural disaster.
$100 - Baggage Delay: Reimbursement for essential items if your bags
are delayed more than 24 hours.
24/7/365 Emergency Assistance: Emergency medical assistance for your
peace of mind anywhere in the world.
Non
- refundable trip cost
(per
person):
|
Age
0-34
|
Age
35-59
|
Age
60-69
|
Age
70-74
|
Age
75-79
|
Age
80-84
|
Age
85+
|
|
$1 - $500
|
$18
|
$27
|
$30
|
$38
|
$45
|
$68
|
$74
|
|
$501 - $1,000
|
$31
|
$39
|
$49
|
$67
|
$81
|
$105
|
$125
|
|
$1,001 - $1,500
|
$40
|
$53
|
$67
|
$88
|
$116
|
$138
|
$176
|
|
$1,501 - $2,000
|
$54
|
$71
|
$92
|
$125
|
$151
|
$179
|
$227
|
|
$2,001 - $2,500
|
$69
|
$89
|
$114
|
$154
|
$186
|
$221
|
$278
|
|
$2,501 - $3,000
|
$83
|
$105
|
$136
|
$184
|
$222
|
$261
|
$330
|
|
$3,001 - $3,500
|
$98
|
$111
|
$159
|
$214
|
$256
|
$302
|
$381
|
|
$3,501 - $4,000
|
$111
|
$122
|
$180
|
$243
|
$292
|
$351
|
$432
|
|
$4,001 - $4,500
|
$124
|
$139
|
$228
|
$272
|
$326
|
$397
|
$483
|
|
$4,501 - $5,000
|
$138
|
$155
|
$256
|
$302
|
$362
|
$444
|
$533
|
|
$5,001 -$5,500
|
$159
|
$183
|
$281
|
$355
|
$397
|
$498
|
$585
|
|
$5,501-$6,000
|
$178
|
$211
|
$306
|
$388
|
$432
|
$551
|
$636
|
|
$6,001-$6,500
|
$194
|
$231
|
$334
|
$422
|
$467
|
$602
|
$687
|
|
$6,501-$7,000
|
$210
|
$250
|
$362
|
$455
|
$502
|
$653
|
$738
|
|
$7,001-$8,000
|
$231
|
$272
|
$406
|
$514
|
$573
|
$735
|
$842
|
|
$8,001-$9,000
|
$259
|
$295
|
$450
|
$575
|
$644
|
$815
|
$944
|
|
$9,001-$10,000
|
$287
|
$317
|
$496
|
$633
|
$717
|
$896
|
$1049
|
|
$10,001-$11,000
|
$329
|
$369
|
$565
|
$720
|
$841
|
$1046
|
$1225
|
One $6 fee applies to all who reside
at the same residence.
Increase
medical expense coverage to $30,000, instead of $10,000, by adding the
optional Medical Coverage below:
Optional Medical Coverage:
|
AGE:
|
0-34
|
35-59
|
60-69
|
70-74
|
75-79
|
80-84
|
85+
|
|
Per-Person COST:
|
$4
|
$6
|
$8
|
$10
|
$12
|
$15
|
$20
|
|
* Additional Optional Medical Coverage
rates do not include a $3 policy fee
Additional
Flight Guard Protection:
(Accident coverage up to $500,000
for loss of life for the Insured while flying.)
Optional Additional Flight Guard
rate do not include a $3 policy fee
|
Coverage
|
Cost
|
|
$100,000
|
$9
|
|
$200,000
|
$18
|
|
$300,000
|
$27
|
|
$400,000
|
$36
|
|
$500,000
|
$45
|
Renter's
Collision Insurance: $35,000 in PRIMARY COVERAGE:
Covers collision damage to a rental
car for which the car rental contract holds you responsible.
Cost: $9
per day, per car
Purchase this plan within
15 days of making your initial trip deposit ("initial
trip deposit" means the date of your first deposit check) and
have the option of purchasing Expanded Coverage which includes
FREE
COVERAGE FOR CHILDREN UNDER 16 for every paying adult, plus
the following benefits and options:
Pre-Existing Medical Condition Waiver:
You don't have to worry about Pre-Existing medical conditions.
Trip Cost Financial Default Protection: Covers you if the tour
operator, cruise line or airline declares bankruptcy more than fourteen
days after the effective date of coverage under the policy. Coverage must
be purchase within fifteen days of initial trip deposit to receive this
coverage-see Description of Coverage for complete details. (Financial default
is not covered for all suppliers.)
Flight Guard: HIGHLIGHT This addition of $25,000 will cover
you in the event of loss of life while you are traveling in the air.
Expanded Pricing:
Non-refundable
trip cost
(per
person):
|
Age
0-34
|
Age
35-59
|
Age
60-69
|
Age
70-74
|
Age
75-79
|
Age
80-84
|
Age
85+
|
|
$1 - $500
|
$20
|
$30
|
$34
|
$43
|
$51
|
$77
|
$85
|
|
$501 - $1,000
|
$35
|
$44
|
$55
|
$75
|
$96
|
$123
|
$145
|
|
$1,001 - $1,500
|
$45
|
$60
|
$75
|
$99
|
$136
|
$161
|
$205
|
|
$1,501 - $2,000
|
$61
|
$80
|
$104
|
$142
|
$175
|
$207
|
$263
|
|
$2,001 - $2,500
|
$78
|
$100
|
$128
|
$174
|
$214
|
$254
|
$330
|
|
$2,501 - $3,000
|
$95
|
$118
|
$154
|
$208
|
$256
|
$297
|
$390
|
|
$3,001 - $3,500
|
$111
|
$125
|
$180
|
$242
|
$292
|
$341
|
$447
|
|
$3,501 - $4,000
|
$126
|
$137
|
$204
|
$274
|
$332
|
$396
|
$501
|
|
$4,001 - $4,500
|
$142
|
$157
|
$260
|
$310
|
$371
|
$459
|
$562
|
|
$4,501 - $5,000
|
$158
|
$178
|
$291
|
$346
|
$412
|
$513
|
$619
|
|
$5,001 - $5,500
|
$182
|
$210
|
$319
|
$403
|
$451
|
$573
|
$678
|
|
$5,501-$6,000
|
$203
|
$240
|
$347
|
$441
|
$491
|
$632
|
$738
|
|
$6,001-$6,500
|
$220
|
$262
|
$379
|
$479
|
$530
|
$694
|
$795
|
|
$6,501-$7,000
|
$239
|
$284
|
$413
|
$519
|
$573
|
$755
|
$860
|
|
$7,001-$8,000
|
$263
|
$309
|
$462
|
$586
|
$653
|
$847
|
$977
|
|
$8,001-$9,000
|
$295
|
$334
|
$512
|
$654
|
$734
|
$946
|
$1102
|
|
$9,001-$10,000
|
$328
|
$363
|
$567
|
$723
|
$822
|
$1044
|
$1226
|
One $6 fee applies to all who reside
at the same residence.
By Adding
the Umbrella Package to the Expanded Coverage:
Medical and emergency evacuation benefits will double in coverage.
You will no longer have deductibles for the Medical and Baggage coverages.
You will also receive a detailed pre-trip travel advisory.
Available with Expanded only. (Cannot
be purchased separately.)
Additional Umbrella Package:
|
AGE:
|
0-34
|
35-59
|
60-69
|
70-74
|
75-79
|
80-84
|
85+
|
|
Per-Person COST:
|
$10
|
$15
|
$20
|
$25
|
$35
|
$45
|
$55
|
|
* Additional Umbrella Package rates
do not include a $3 policy fee
Additional
Flight Guard Protection:
(Accident coverage up to $500,000
for loss of life for the Insured while flying.)
Optional Additional Flight Guard
rate do not include a $3 policy fee
|
Coverage
|
Cost
|
|
$100,000
|
$9
|
|
$200,000
|
$18
|
|
$300,000
|
$27
|
|
$400,000
|
$36
|
|
$500,000
|
$45
|
Renter's
Collision Insurance: $35,000 in PRIMARY COVERAGE:
Covers collision damage to a rental
car for which the car rental contract holds you responsible.
Cost: $7 per
day, per car
CLICK HERE TO
RETURN TO TOP |
|
|
