INTERNATIONAL
TRAVEL INSURANCE FOR
South American Explorers Club Members
Travel
Protectors is offering three inexpensive travel insurance
options to protect you against unforeseen travel-related
medical emergencies or unexpected trip cancellation. These
benefits are not offered by your USA health care provider
and are the lowest-priced plans available anywhere including
online. Feel safe and secure on your trip knowing you are
covered and can reach us 24/7 from anywhere in the world. |
 |
The
following comparison chart highlights the different benefits
of Platinum, Gold, and Silver Plans
(Scroll down the page for full information)
| |
Medical
Expense Coverage |
Emergency
Medical Evacuation & Repatriation of Remains |
Trip
Delay |
Missed
Connection |
Baggage
& Personal Effects Loss |
Baggage
Delay |
Accidental
Death & Dismemberment |
24/7/365
Emergency Assistance |
Trip
Cancellation Coverage |
Primary
or Secondary Medical Coverage?* |
Popular
with which travelers? |
| |
Up
to $50,000 |
Up
to $1 million |
Up
to $1,000 |
Up
to $500 |
Up
to $2,500 |
$500 |
$50,000 |
Yes |
Yes |
Primary |
Families
who care mostly about medical coverage when traveling |
| |
Up
to $25,000 |
Up
to $50,000 |
Up
to $750 |
Up
to $300 |
Up
to $1,000 |
$250 |
$10,000
(flight accident insurance can be added) |
Yes |
Yes |
Primary
during trip but no coverage for follow-up visits when
you return home! |
Families
who care about extensive medical coverage with trip
cancellation included |
| |
Up
to $15,000 ($50 deductable) |
Up
to $150,000 |
Up
to $500 |
None |
Up
to $750 ($50 deductable) |
$200 |
Not
included (flight accident insurance can be added) |
Yes |
Yes |
Secondary
during the trip and Secondary for follow up visits
after the trip. |
Families
who care most about trip cancellation insurance and
aren't as concerned about the medical benefits |
*"Primary
Medical Coverage" means we pay all claims first! We
pay major medical bills upfront! You won't have to pay a
hospital bill first then submit for reimbursement. |
Platinum Plan
Medical Travel Insurance
Including Travel-Related Benefits!
Most Popular Travel Medical Plan and So Affordable!
(Put $0.00 in the trip
cost box for each traveler, when requested. This way
you can purchase the best benefits if you do not want
trip cancellation and trip interruption)
An
absolute BARE MINIMUM whether you
travel outside or within the USA. Whether you are
covered by a USA health care plan or not!
|
Purchase
this plan any time up to done day before departure!
|
One
flat fee covers each traveler from 1-30 days! No
Deductibles and No Co-Pays!
This
plan is for travelers on sight-seeing trips who are
only interested in Medical and Travel-Related Coverage
WITHOUT Trip Cancellation.
Buy
this plan for SKI TRIPS, HIKING, BIKING, SAILING,
TENNIS OR GOLF TRIPS or JUST PLAIN SIGHT-SEEING!
|
One
Low Flat Fee for 1-30 Days of Travel
| Age |
Cost
per person |
| 0-34 |
$26.00* |
| 35-59 |
$30.00* |
| 60-69 |
$44.00* |
| 70-74 |
$54.00* |
| 75-79 |
$70.00* |
| 80-84 |
$125.00* |
| 85+ |
$133.00* |
(*One $7.00 processing fee applies
per family and is added to the amount) |
Benefits
Per Person at One Low Flat Fee:
- Primary
Insurance: “Primary”
means claims are submitted to our Claims Department
before submitting to your USA health care provider.
- Up
to $50,000 - Medical Expenses: Covers
necessary medical expenses up to one year after
the sickness or injury provided you received initial
treatment while on your trip.
- Up
to $1 million - Emergency Medical Evacuation and
Repatriation of Remains: Covers
evacuation and transportation due to an injury or
illness. Will pay for medical evacuation to the
nearest western medical facility and home if necessary.
-
Up to $1,000 - Trip Delay of 5 hours or more: (maximum
$200.00 per day). Reimburses for reasonable, additional
meals, accommodations, taxi fares and essential
phone calls.(Will not cover airline ticket loss
or add’l cost incurred by airline ticket changes).
- Trip
Interruption (Return Air Only): Up
to $1,000 to cover costs for trip interruption if
you must interrupt your trip due to an emergency
back home.
-
Up to $500 - Missed Connection: Reimburses
you up to $500 if you misconnect on a flight and
need to purchase a new ticket.
-
Up to $2500 - Baggage & Personal Effects Loss:
Includes lost, stolen, or damaged luggage or travel
documents.
-
$500 - Baggage Delay: Reimburses
you for the purchase of essential items if your
bags are delayed for more than 24 hours.
-
$50,000 – Accidental Death & Dismemberment:
Coverage
against injury or loss of life while traveling.
- 24/7/365
Emergency Assistance: Offers
emergency medical assistance for your peace of mind
anywhere in the world.
-
No Deductible - No Co-Pay
|
Medical
Coverage Upgrade:
(Not Available to New York and Washington
State Residents). A valuable addition to increase your
coverage limits. Your medical benefit will double. Emergency
Medical Evacuation to the adequate licensed medical
facility of the Insured’s choice is included.
(Cannot be purchased separately). |
| Age |
Cost
per Person |
| 0
- 34 |
$11 |
| 35
- 59 |
$15 |
| 60
- 69 |
$21 |
| 70
- 74 |
$26 |
| 75
- 79 |
$32 |
| 80
- 84 |
$37 |
| 85
+ |
$44 |
|
Additional
Flight Guard Protection:
Coverage up to $500,000 for accidental death or dismemberment
that occurs while flying on a commercial aircraft. |
| Coverage |
Cost |
| $100,000 |
$9 |
$200,000 |
$18 |
| $300,000 |
$27 |
$400,000 |
$36 |
| $500,000 |
$45 |
|
Renter's
Collision Insurance: $35,000 in PRIMARY COVERAGE:
Covers collision damage to a rental car for which
the car rental contract holds you responsible.
Cost: $9 per day, per car with $250.00 deductible.
|
| CLICK
HERE TO RETURN TO TOP |
|
Gold
Plan
Advanced Trip Cancellation/Trip Interruption Plan
Including Travel-Related Benefits!
|
Purchase
this plan any time up to one day before departure!
(As long as you are medically able to travel when
you purchase this plan.)
Pre-Existing Medical Conditions:
If coverage for pre-existing conditions is an issue
for you, you must purchase this plan within 15 days
of your initial trip deposit AND at the time of purchase,
you must be able to travel. (Count day one of the
trip deposit as your first day). Otherwise, you have
the option of purchasing this plan any time up to
one day prior to departure. |
|
One
flat fee covers each traveler from 1-30 days! No Deductibles
and No Co-Pays! Option 2 is our more advanced trip
cancellation/trip interruption plan. This plan offers
PRIMARY INSURANCE
coverage while traveling and SECONDARY
INSURANCE COVERAGE for follow-up care
when you return home. (For NY and Washington State
residents, the coverage is always SECONDARY).
|
| Benefits:
|
- Reimburses
for the loss of your trip cost if you cancel before
departure and will reimburse additional costs incurred
if you interrupt your trip to return home.
- At
no additional charge, the plan covers all children
17 and under who are traveling with and related
to the primary adult named on the policy. (Does
not apply to NY and Washington State residents).
- Up
to $25,000 - Medical Expenses: Covers necessary
medical expenses up to one year after the sickness
or injury provided you received initial treatment
while on your trip.
- Up
to $500,000- Emergency Medical Evacuation and Repatriation
of Remains: Covers
evacuation and transportation due to an injury or
illness and will pay for medical evacuation to the
nearest western medical facility and home if necessary.
- Up
to $750 - Lost, Stolen, or Damaged Baggage &
Personal Effects: Reimburses you if your
luggage or personal effects are lost, damaged, or
stolen while you are on your trip.
- Up
to $250 - Missed Connection: Reimburses
you for transportation expenses incurred if you
miss a connection due to weather or common carrier
delay.
- Up
to $1500 - Trip Delay: (maximum $150 per
day). Coverage applies to the following: Airline-caused
delay (including bad weather); You or Your Traveling
Companion being delayed by a traffic accident while
en route to a departure, in which You or Your Traveling
Companion is directly or not directly involved;
lost or stolen passports, money, or travel documents;
quarantine; hijacking, unannounced strike, natural
disaster.
- $250
- Baggage Delay: Reimbursement for essential
items if bags are delayed more than 12 hours.
- 24/7/365
Emergency Assistance: Emergency
medical assistance for your peace of mind anywhere
in the world.
|
| Non-Refundable
trip cost (per person): |
Age
0-34 |
Age
35-59 |
Age
60-69 |
Age
70-74 |
Age
75-79 |
Age
80-84 |
Age
85+ |
| $1-$500 |
$25 |
$36 |
$41 |
$54 |
$61 |
$97 |
$103 |
| $501-$1,000 |
$41 |
$52 |
$66 |
$91 |
$112 |
$163 |
$182 |
| $1,001-$1,500 |
$53 |
$71 |
$91 |
$124 |
$158 |
$217 |
$258 |
| $1,501-$2,000 |
$72 |
$95 |
$125 |
$175 |
$216 |
$280 |
$331 |
| $2,001-$2,500 |
$92 |
$120 |
$155 |
$257 |
$308 |
$342 |
$403 |
| $2,501-$3,000 |
$111 |
$141 |
$184 |
$333 |
$383 |
$404 |
$476 |
| $3,001-$3,500 |
$130 |
$150 |
$215 |
$373 |
$429 |
$469 |
$553 |
| $3,501-$4,000 |
$148 |
$164 |
$244 |
$414 |
$455 |
$580 |
$632 |
| $4,001-$4,500 |
$165 |
$187 |
$308 |
$445 |
$490 |
$616 |
$693 |
| $4,501-$5,000 |
$184 |
$209 |
$346 |
$476 |
$524 |
$697 |
$765 |
| $5,001-$5,500 |
$211 |
$247 |
$380 |
$507 |
$560 |
$821 |
$894 |
| $5,501-$6,000 |
$239 |
$284 |
$414 |
$538 |
$590 |
$850 |
$925 |
| $6,001-$6,500 |
$260 |
$311 |
$451 |
$573 |
$637 |
$905 |
$985 |
| $6,501-$7,000 |
$281 |
$337 |
$489 |
$618 |
$684 |
$964 |
$1057 |
| $7,001-$8,000 |
$309 |
$368 |
$551 |
$705 |
$878 |
$1171 |
$1274 |
| $8,001-$9,000 |
$347 |
$399 |
$614 |
$798 |
$995 |
$1336 |
$1454 |
| $9,001-$10,000 |
$384 |
$429 |
$675 |
$880 |
$1118 |
$1498 |
$1629 |
| $10,001-$11,000 |
$441 |
$496 |
$764 |
$978 |
$1236 |
$1656 |
$1800 |
One $7 fee applies to all who reside at the same residence. |
Purchase
the Medical Coverage Upgrade and receive these additional
benefits:
- Medical
and Emergency Medical Evacuation Coverage will double.
-
Emergency Evacuation to the adequate licensed medical
facility of the Insured’s choice is included.
|
Medical
Coverage Upgrade:
| AGE: |
0-34 |
35-59 |
60-69 |
70-74 |
75-79 |
80-84 |
85+ |
| Per-Person
COST: |
$13 |
$18 |
$24 |
$32 |
$42 |
$54 |
$65 |
*Additional
Umbrella Package rates do not include a $3 policy
fee |
And
if you purchase the Gold Plan within 15 (fifteen)
calendar days of your "initial trip payment"
("initial trip payment" means the
date your initial payment is received by the travel
vendor, tour operator, cruise line or airline or hotel)
look at all these other benefits you receive!
COVERAGE FOR:
1. Financial default of an airline, a cruise line
or tour operator (does not apply to all suppliers)
2. A waiver of any pre-existing medical conditions
that could eventually cause you to cancel or interrupt
your trip
3. Missed connection benefit increases to $500 and
4. Flight Guard® coverage of $50,000
|
| Click
on "Buy Now" button for additional information
on: |
- Optional
Cancel for Any Reason!
- Cancel
for Work Reasons!
- Coverage
for Job Loss !
- Medical
Coverage Upgrade
- Car
Rental Collision Insurance
- Optional
Flight Guard
|
| CLICK
HERE TO RETURN TO TOP |
|
Silver
Plan
Basic, Bare Bones Trip Cancellation/Trip Interruption
Plan
Including Travel-Related Benefits!
|
Purchase
this plan any time up to one day before departure!
(As long as you are medically able to travel when
you purchase this plan.)
|
|
One
flat fee covers each traveler from 1-30 days! No Deductibles
and No Co-Pays! Silver Plan is our least expensive
plan! You can't find anything less expensive than
this! |
| Benefits:
|
- Reimburses
for the loss of your trip cost if you cancel before
departure and will reimburse additional costs incurred
if you interrupt your trip to return home.
- One
child age 17 and under will receive coverage at
no additional cost for each adult who purchases
this plan. The child or children must be related
to the primary adult named on the policy. (For NY
and Washington State residents it is one child 16
and under will receive coverage at no additional
cost for each adult..)
- Up
to $15,000 – ($50 deductible applies) Medical
Expenses: Covers necessary medical expenses
up to one year after the sickness or injury provided
you received initial treatment while on your trip.
(Increase medical expenses to $30,000 per person
by purchasing the “Optional Medical Coverage”
below.
- Up
to $500,000- Emergency Medical Evacuation and Repatriation
of Remains: Covers
evacuation and transportation due to an injury or
illness and will pay for medical evacuation to the
nearest western medical facility and home if necessary.
- Up
to $750 - ($50 deductable applies) Lost, Stolen,
or Damaged Baggage & Personal Effects:
Reimburses you if your luggage or personal effects
are lost, damaged, or stolen while you are on your
trip.
- Up
to $500 - Trip Delay: (maximum $100 per
day and if the delay is more than 12 hours).
- $200
- Baggage Delay: Reimbursement for essential
items if bags are delayed more than 12 hours.
- 24/7/365
Emergency Assistance: Emergency
medical assistance for your peace of mind anywhere
in the world.
|
When you purchase the Silver plan within 15* days of
making your initial trip payment you also receive:
|
- Pre-Existing
Medical Condition Waiver: You don't
have to worry about Pre-Existing medical conditions.
(Applies to the first $15,000 of trip cost per person).
(Limitations apply)
- Coverage
against cruise line, airline, or tour operator default.
(Not covered for all suppliers. Call Travel Protectors
at 1-877-515-9055 for a list of covered suppliers).
- $25,000
Flight Guard: Coverage for accidental
death or dismemberment that occur while flying.
*Day one is the date the initial
trip payment is received by the tour operator, airline,
travel vendor, hotel.
|
| Non-Refundable
trip cost (per person): |
Age
0-34 |
Age
35-59 |
Age
60-69 |
Age
70-74 |
Age
75-79 |
Age
80-84 |
Age
85+ |
| $1-$500 |
$20 |
$30 |
$34 |
$43 |
$51 |
$77 |
$85 |
| $501-$1,000 |
$35 |
$44 |
$55 |
$75 |
$96 |
$123 |
$145 |
| $1,001-$1,500 |
$45 |
$60 |
$75 |
$99 |
$136 |
$161 |
$205 |
| $1,501-$2,000 |
$61 |
$80 |
$104 |
$142 |
$175 |
$207 |
$263 |
| $2,001-$2,500 |
$78 |
$100 |
$128 |
$174 |
$214 |
$254 |
$330 |
| $2,501-$3,000 |
$95 |
$118 |
$154 |
$208 |
$256 |
$297 |
$390 |
| $3,001-$3,500 |
$111 |
$125 |
$180 |
$242 |
$292 |
$341 |
$447 |
| $3,501-$4,000 |
$126 |
$137 |
$04 |
$274 |
$332 |
$396 |
$501 |
| $4,001-$4,500 |
$142 |
$157 |
$260 |
$310 |
$371 |
$459 |
$562 |
| $4,501-$5,000 |
$158 |
$178 |
$291 |
$346 |
$412 |
$513 |
$619 |
| $5,001-$5,500 |
$182 |
$210 |
$319 |
$403 |
$451 |
$573 |
$678 |
| $5,501-$6,000 |
$203 |
$40 |
$347 |
$441 |
$491 |
$632 |
$738 |
| $6,001-$6,500 |
$220 |
$262 |
$379 |
$479 |
$530 |
$694 |
$795 |
| $6,501-$7,000 |
$239 |
$284 |
$413 |
$519 |
$573 |
$755 |
$860 |
| $7,001-$8,000 |
$263 |
$309 |
$462 |
$586 |
$653 |
$847 |
$977 |
| $8,001-$9,000 |
$295 |
$334 |
$512 |
$654 |
$734 |
$946 |
$1102 |
| $9,001-$10,000 |
$328 |
$363 |
$567 |
$723 |
$822 |
$1044 |
$1226 |
One $7 fee applies to all who reside at the same residence. |
| Click
on "Buy Now" button for additional information
on: |
- Medical
Coverage Upgrade
- Car
Rental Collision Insurance
- Optional
Flight Guard
|
| CLICK
HERE TO RETURN TO TOP |
|
|
|
