Option 1 is for travelers who want the most comprehensive medical travel insurance WITHOUT trip cancellation coverage. (Trip cancellation allows you to be reimbursed for money you would lose if you had to cancel your trip due to illness or injury to you or a family member).


One Low Flat Fee for 1-30 Days of Travel:

Age	Cost per person
0-34	$26.00*
35-59	$30.00*
60-69	$44.00*
70-74	$50.00*
75-79	$66.00*
80-84	$114.00*

(*One $6.00 processing fee applies per family and is added to the amount)


Benefits Per Person at One Low Flat Fee: 
Primary Insurance: “Primary” means AIG, the insurance underwriter of this plan, pays claims first! 
Up to $50,000 - Medical Expenses: Covers necessary medical expenses up to one year after the sickness or injury provided you received initial treatment while on your trip. 
Up to $1 million - Emergency Medical Evacuation and Repatriation of Remains: Covers evacuation and transportation due to an injury or illness.  Will pay for medical evacuation to the nearest western medical facility and home if necessary. 
Up to $1,000 - Trip Delay of 5 hours or more: (maximum $200.00 per day). Reimburses for reasonable, additional meals, accommodations, taxi fares and essential phone calls.(Will not cover airline ticket loss or add’l cost incurred by airline ticket changes).
Trip Interruption (Return Air Only): Up to $1,000 to cover costs for trip interruption if you must interrupt your trip due to an emergency back home.
Up to $500 - Missed Connection: Reimburses you up to $500 if you misconnect on a flight and need to purchase a new ticket. 
Up to $2500 - Baggage & Personal Effects Loss: Includes lost, stolen, or damaged luggage or travel documents. 
$500 - Baggage Delay: Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
$50,000 – Accidental Death & Dismemberment: Coverage against injury or loss of life while traveling.
24/7/365 Emergency Assistance: Offers emergency medical assistance for your peace of mind anywhere in the world. 
No Deductible - No Co-Pay

Option 2 is for travelers who want the most comprehensive medical travel insurance WITH trip cancellation coverage. (Trip cancellation allows you to be reimbursed for money you would lose if you had to cancel your trip due to illness or injury to you or a family member).
 

Non-refundable trip cost (per person):	Age 0-34	Age 35-59	Age 60-69	Age 70-74	Age 75-79	Age 80-84	Age 85+
$1-$500	$36	$42	$62	$68	$87	$118	$148
$501-$1,000	$62	$75	$104	$122	$152	$214	$240
$1,001-$1,500	$90	$103	$146	$172	$222	$279	$333
$1,501-$2,000	$116	$143	$187	$220	$297	$379	$426
$2,001-$2,500	$145	$178	$229	$284	$373	$489	$548
$2,501-$3,000	$170	$214	$272	$342	$448	$600	$673
$3,001-$3,500	$195	$258	$314	$400	$539	$705	$789
$3,501-$4,000	$219	$293	$356	$458	$617	$806	$903
$4,001-$4,500	$245	$328	$397	$530	$696	$906	$1015
$4,501-$5,000	$270	$375	$440	$590	$772	$1008	$1129

Benefits of “Cruise, Tour and Travel” WITH trip cancellation coverage:
Up to $50,000 - Medical Expenses: Covers necessary medical expenses up to one year after the sickness or injury provided you received initial treatment while on your trip. (For an additional $11.00 per person you can be covered for a total of $100,000.00). 
Up to $1 million - Emergency Medical Evacuation: Covers evacuation and transportation, in a medically equipped and staffed aircraft, to the nearest Westernized country with western medically-trained staff. We will then, under the same coverage, fly you home if necessary.  (There is no need to purchase additional medical evacuation coverage that touts “we’ll take you to the hospital of your choice”  because how would you know which hospital to go to when you are outside of the USA?) Our experienced emergency physicians  know. All you have to do is make one call to our Emergency Center. You will most  definitely be taken to the best medical facility to treat your illness or injury.
Up to $1,000 - Lost, Stolen, or Damaged Baggage & Personal Effects: Reimburses you if your luggage or personal effects are lost, damaged, or stolen while you are on your trip. 
Up to $1,000 - Trip Delay: (maximum $200.00 per day). Coverage applies to the following: Airline-caused delay (including bad weather); You or Your Traveling Companion being delayed by a traffic accident while en route to a departure, in which You or Your Traveling Companion is directly or not directly involved; lost or stolen passports, money, or travel documents; quarantine; hijacking, unannounced strike, natural disaster. 
$200 - Baggage Delay: Reimbursement for essential items if your bags are delayed more than six hours. 
$25,000 - Accidental Death & Dismemberment: Coverage against injury or loss of life while traveling.
24/7/365 Emergency Assistance: Emergency medical assistance for your peace of mind anywhere in the world. 
No Deductibles and No Co-pays

Option 3 is for travelers who want basic medical coverage with trip cancellation.
 

Non - refundable trip cost (per person):	Age 0-34	Age 35-59	Age 60-69	Age 70-74	Age 75-79	Age 80-84	Age 85+
$1 - $500	$18	$27	$30	$38	$45	$68	$74
$501 - $1,000	$31	$39	$49	$67	$81	$105	$125
$1,001 - $1,500	$40	$53	$67	$88	$116	$138	$176
$1,501 - $2,000	$54	$71	$92	$125	$151	$179	$227
$2,001 - $2,500	$69	$89	$114	$154	$186	$221	$278
$2,501 - $3,000	$83	$105	$136	$184	$222	$261	$330
$3,001 - $3,500	$98	$111	$159	$214	$256	$302	$381
$3,501 - $4,000	$111	$122	$180	$243	$292	$351	$432
$4,001 - $4,500	$124	$139	$228	$272	$326	$397	$483
$4,501 - $5,000	$138	$155	$256	$302	$362	$444	$533

One flat fee covers each traveler from 1-30 days (*One $6.00 processing fee applies per family and is added to the amount) 
Benefits of “Trip Essential” With Trip Cancellation:
Up to $10,000 - ($50.00 deductible applies) Medical Expenses: Covers necessary medical expenses up to one year after the sickness or injury provided you received initial treatment while on your trip. (For an additional $9.00 per person you can be covered for a total of $30,000).
Up to $100,000 - Emergency Medical Evacuation: Covers evacuation and transportation to the nearest adequate medical facility plus repatriation of remains (transportation home for a deceased). 
Up to $500 ($50.00 deductible applies) for Lost, Stolen, or Damaged Baggage & Personal Effects: Reimburses you if your luggage or personal effects are lost, damaged, or stolen while you are on your trip. 
Up to $500 - Trip Delay: (maximum $100.00 per day). Coverage applies to the following: Airline-caused delay (including bad weather); You or Your Traveling Companion being delayed by a traffic accident while en route to a departure, in which You or Your Traveling Companion is directly or not directly involved; lost or stolen passports, money, or travel documents; quarantine; hijacking, unannounced strike, natural disaster. 
$100.00 - Baggage Delay: Reimburses you for the purchase of essential items if your bags are delayed more than six hours. 
24/7/365 Emergency Assistance: Emergency medical assistance for your peace of mind anywhere in the world. 
No Co-pays